LICENSED MORTGAGE LENDER • ARIZONA & OREGON
Sky Home Loans LLC
Personalized mortgage guidance for buyers, movers, and refinancers across Arizona and Oregon. We simplify the lending process so you can move forward with confidence.
Licensed in AZ & OR
AZ License #MB-2018176 · OR License #2861042
NMLS #2861042
Nationwide Multistate Licensing System
Equal Housing Lender
Committed to fair & equal lending practices
About Sky Home Loans LLC
Serving families across Arizona and Oregon with honest guidance, competitive rates, and a lending process built around you — not the other way around.
Our Commitment
At Sky Home Loans, we believe homeownership should be accessible, straightforward, and stress-free. Our mission is to provide personalized mortgage solutions that fit your unique financial situation while maintaining the highest standards of integrity and professionalism.
- Transparent lending practices, every step of the way
- Competitive rates and flexible loan terms
- Personalized, one-on-one client service
- Local expertise across Arizona and Oregon markets
Why Choose Sky Home Loans?
We're not just another mortgage company — we're your neighbors. Our team is committed to helping Arizona and Oregon families achieve their homeownership goals with clear communication and expert guidance from application to closing.
Our Lending Services
Comprehensive mortgage solutions tailored to meet every borrower’s unique needs and financial goals.
Purchase Loans
Conventional, FHA, VA, and USDA loans for purchasing your dream home with competitive rates and flexible terms.
Refinancing
Lower your monthly payments or access your home's equity through our refinancing programs.
Jumbo Loans
Financing for luxury properties and high-value homes with competitive jumbo loan rates and terms.
First-Time Buyers
Specialized programs and guidance for first-time homebuyers, including down payment assistance options.
Investment Properties
Financing solutions for real estate investors looking to expand their portfolio with rental properties.
Construction Loans
Build your custom home with our construction-to-permanent loan programs and expert guidance.
Our Process
Meet Our Team
Experienced Loan Officers you can trust, serving Arizona and Oregon.
Born and raised in Southern Oregon, Cody transitioned from elderly care into mortgage lending, where he discovered his passion for helping people become homeowners. He's spent the past six years tailoring financing to each client's unique goals.
NMLS # 2037520
Born and raised in Oregon, Joe served as a medic with the 82nd Airborne Division before building a 22+ year career in finance. He takes the time to educate every client and simplify the lending process from start to finish.
NMLS #
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Frequently Asked Questions
Common questions about our mortgage services.
Generally you’ll need recent pay stubs, W-2s or tax returns, bank statements, a government-issued ID, and information on any current debts. Your loan officer will provide a complete, personalized checklist.
Most loans close within 30-45 days from application, depending on the loan type, documentation, and appraisal timing. We keep you updated at every step.
Your credit score, down payment, loan term, loan type, and current market conditions all play a role. We’ll walk you through your options and help you find competitive terms.
Yes. We offer FHA, USDA, and other first-time buyer programs, including options with lower down payment requirements. Ask us which programs you may qualify for.
Absolutely. Whether you’re looking to lower your rate, shorten your term, or access home equity, we can review your current mortgage and walk you through refinancing options.
Get Started Today
Contact Sky Home Loans LLC to discuss your mortgage needs and explore available options.
Contact Information
Scottsdale, AZ 85254